STOIC — Risk Disclosure Statement
Version: 2026-06-01 Last Updated: June 1, 2026
Read this before enabling live trading. By activating any live trading mode you acknowledge every statement below.
1. You Can Lose Money — Including Everything You Deposit
Trading leveraged products (gold, indices, FX, crypto CFDs) carries a high level of risk. Losses can exceed your invested capital with some brokers. Never trade with money you cannot afford to lose.
2. STOIC Is Software, Not a Broker or Advisor
- STOIC is a software tool that automates order routing to your own
- Nothing in the Service — signals, confidence scores, AI explanations,
- We are not a broker-dealer, investment adviser, or fiduciary, and we do
brokerage account according to rules you enable.
post-mortems, forecasts, or documentation — is investment advice, a recommendation, or a solicitation to trade.
not hold your funds at any time. Your funds stay with your broker.
3. Past Performance Is Not Indicative of Future Results
Backtests, shadow-mode results, demo campaigns, testimonials and verified performance pages describe historical outcomes under specific market conditions. They do not predict future returns. Win rates change with market regimes.
4. Automated Trading Has Specific Risks
- Technology risk — VPS outages, broker API failures, EA disconnects,
- Execution risk — slippage, spread widening (especially around news and
- Model risk — AI/ML models can be confidently wrong, especially in
- Leverage risk — small market moves produce large P&L swings; margin
or platform bugs can prevent orders (including protective stops) from being placed, modified, or closed in time.
the daily close), requotes and partial fills can materially worsen results versus the signaled price.
regimes unlike their training data. Guardrails reduce but never eliminate this risk.
calls can close positions at the worst moment.
5. Safety Systems Are Mitigations, Not Guarantees
Drawdown ladders, exposure caps, kill-switches, anti-tilt cooldowns and the veto cascade are designed to reduce risk. They can fail, be bypassed by broker-side events, or simply be insufficient in extreme markets (gaps, flash crashes, liquidity vacuums).
6. Demo First, Small Second
We strongly recommend: run Demo/Shadow mode until you understand the bot's behavior; graduate to Supervised Live with the minimum position sizing; only then consider higher risk profiles. Autonomous mode requires certification for a reason.
7. Your Responsibilities
You are solely responsible for: broker selection, account configuration, risk settings, tax obligations, legal eligibility to trade leveraged products in your jurisdiction, and monitoring your account. Check your broker's regulatory status and negative-balance-protection policy.
8. No Liability for Trading Losses
To the maximum extent permitted by law, STOIC and its operators are not liable for trading losses, missed profits, or damages arising from use of the Service, as further detailed in the Terms of Use.
If you do not fully understand these risks, do not enable live trading. Consider consulting an independent licensed financial adviser.